Florida’s insurance industry leaders, regulators, and national experts will convene at the 2025 Florida Chamber Annual Insurance Summit to discuss ongoing challenges and opportunities in the state’s insurance market. The summit, now in its 18th year, is scheduled for December 4-5 at JW Marriott Orlando Grande Lakes.
The event comes as Florida’s insurance sector shows signs of improvement, with new insurers entering the market and some reductions in rates. Despite this progress, stakeholders recognize that significant risks remain.
Michael Yaworsky, Insurance Commissioner from the Florida Office of Insurance Regulation, will deliver a keynote address focusing on the current state of Florida’s insurance market. Panel discussions throughout the summit will cover a range of topics such as auto insurance, homeowner’s insurance, reinsurance strategies, artificial intelligence applications in insurance, fraud prevention efforts—referred to by organizers as “Florida ‘Fraudemic’”—medical malpractice rates, and commercial auto coverage.
Speakers include industry executives like Michael Carlson of the Personal Insurance Federation of Florida; Tim Cerio of Citizens Property Insurance Corporation; Gina Wilson from the Florida Hurricane Fund; Jason Rudis representing the Reinsurance Association of America; and Steve Weinstein from Mangrove Insurance. Academic perspectives will be provided by Dr. Chuck Nyce from Florida State University College of Business.
“The Insurance Summit is where Florida’s leaders come together to discuss the future of Florida’s insurance market, protecting consumers, and making Florida the best place to live, work, learn, and do business,” said Mark Wilson, President & CEO of the Florida Chamber of Commerce. He added: “Over the last two and a half years, we’ve seen historic insurance reforms begin to take root and benefit consumers, but we’re not done yet.”
The agenda addresses pressing issues affecting both insurers and policyholders—including automobile coverage trends (such as rate pressures), changes in reinsurance markets due to global risk factors (like severe weather events), litigation cost containment efforts through legislative reforms enacted in recent years [https://flchamber.com/insurance], technological advancements like AI integration for underwriting processes or claims management automation [https://flchamber.com/insurance], fraud mitigation strategies aimed at reducing losses related to staged accidents or false claims [https://flchamber.com/insurance], medical malpractice premium dynamics impacting healthcare providers’ operational costs [https://flchamber.com/insurance], and innovation in resilience planning for natural disasters common to Florida.
The summit provides an opportunity for C-suite executives across sectors—alongside lawmakers and regulators—to collaborate on policy solutions supporting affordability and stability within one of America’s most complex regional markets.
For more information about registration or sponsorship opportunities—and updates on speakers or session topics—visit flchamber.com/insurance.
